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Q: one positive thing to do to keep student loans under control
A: 1. not take them out 2. always stay in touch with your lender when you move or your contact info changes (email, phone, address). 3. never miss a payment... your loan payments should always be paid BEFORE even your housing expenses 4. [ if you have a DRASTIC and TEMPORARY financial change (medical, employment) then contact your lender to get a temp reduction in your payments. ( a permanent
change calls for a different plan). 5. DO NOT consolidate. It's usually a bunch of hype that makes the amount you pay over to the lender MORE over time... for just a few dollars less a month. 6. upon graduation (or when you stop school) you need to be SURE you don't get accustomed to living without taking those loan payments. (In other words, don't go right out and buy a car, or buy a house or something without being POSITIVE you can still afford your loan payments first). The lender won't care you "cant afford your loan payments" because you now have 3 small children, a mortgage and a car payment or are a single parent. ]
ibe0330|Points 25|
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Asked 10/1/2010 1:25:36 AM
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